Fins & Feathers Insurance
Operator insurance built for Montana fishing outfitters.
Running a fishing outfit in Montana means juggling liability exposure, watercraft, gear, and seasonal staff. Fins & Feathers Insurance is MOGA's referred provider for outfitter operations — built specifically for fishing-industry policies that traditional commercial insurers often misprice.
What's typically covered
- General liability tailored to guided fishing operations
- Watercraft coverage for drift boats, rafts, and powerboats
- Equipment & gear protection
- Seasonal staff and independent guide options
Coverage specifics depend on the policy you choose. Contact Fins & Feathers Insurance directly for current terms, limits, and pricing.
Particularly good for
- Active and prospective MOGA member outfitters running fishing trips
- Fishing outfitters renewing policies that have grown stale or overpriced
- Outfitters expanding into watercraft-heavy operations
- Solo guides looking for industry-aware liability coverage
MOGA's relationship
MOGA refers outfitter members to Fins & Feathers Insurance as a preferred provider for fishing-specific operator coverage. MOGA does not underwrite, sell, or earn commission on individual policies. All quotes and policy terms are handled directly by Fins & Feathers.
Frequently asked questions
Is this insurance only for MOGA members?
No — Fins & Feathers writes policies for any qualifying Montana fishing outfitter. However, MOGA members are particularly well-served because the partner understands MOGA licensing requirements and trip-type structures.
Does MOGA receive commission on policies?
No. MOGA refers members to Fins & Feathers as a preferred provider. Quotes, policies, and claims are handled entirely between the outfitter and Fins & Feathers.
What types of fishing trips does coverage typically include?
Drift boat trips, wade trips, powerboat trips, fly fishing, and multi-day float trips. Specific coverage depends on your operation — contact Fins & Feathers directly for a quote based on your operation type.
How does this differ from standard commercial insurance?
Standard commercial insurers often misprice fishing-outfitter risk because they lack industry-specific data. Fins & Feathers specializes in this space and can usually price policies more accurately than a generalist carrier.
Ready for a quote?
Quotes are issued directly by Fins & Feathers Insurance based on your specific operation.
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